Buy crypto in Netherlands

Crypto is legal in the Netherlands and regulated under the EU's MiCA framework, supervised by the AFM and the central bank (DNB). The market is well-developed, with Bitvavo a dominant local exchange alongside Coinbase, Kraken, Bitstamp and Binance, all offering euro support.

The Dutch tax system is unusual: crypto falls under Box 3, a wealth tax based on an assumed return on your total assets above an exemption threshold — not on actual realised gains. This means you can owe tax even without selling, but day-to-day trading isn't a taxable event. Funding is via free SEPA transfers and the local iDEAL system, both fast and low-cost.