Buy crypto in Portugal

Buying crypto is legal in Portugal and regulated under the EU's MiCA framework, supervised by the securities regulator CMVM with the Banco de Portugal handling anti-money-laundering registration. A MiCA licence lets a platform passport its services across the whole EU, so every major exchange serves Portuguese users with full KYC.

Funding is quick and free through SEPA Instant euro transfers, which beat card fees at every regulated venue. Portugal kept its standout rule for patient investors: crypto held for more than 365 days is exempt from capital gains. Anything sold inside a year is taxed at a flat 28%, and professional or business trading is taxed as income.