Buy crypto in Romania

Buying crypto is legal in Romania and regulated under the EU's MiCA framework, supervised by the Financial Supervisory Authority (ASF) with the National Bank of Romania (BNR) handling payments oversight. A MiCA licence passports across the EU, so the major exchanges all serve Romanian users. The country uses the leu, but SEPA and local bank transfers both fund exchanges cheaply.

Crypto gains are taxed at a flat 10% income tax. Individual disposals that produce a gain under 200 lei are exempt as long as your total annual gains stay under 600 lei. Larger gains may also attract a health contribution (CASS) depending on your total income, so it is worth tracking each disposal through the year.